Keep more of your money where it belongs…with you!

  • $0 monthly balance requirement or Account Service Fee*
  • Earn interest on your money
  • One (1) Overdraft fee refund per year
  • Unlimited Bill Pays through online or Mobile Banking
  • Link to a 1st Source savings account to automatically cover overdrafts
  • Monthly  ATM Fee Rebate**
  • Choice of 3 debit card designs that can be easily added to your digital wallet
  • Send or receive money between friends and family using Zelle****

Offering you peace of mind

  • Zero Liability Protection for unauthorized debit card transactions when reported promptly
  • Card Control – Ability to temporarily turn your debit card off if you’ve misplaced it. And turn it back on after you find it between the couch cushions.
  • Credit score monitoring from within the 1st Source Mobile App
  • Option to add Identity Theft Protection through our partner, Deluxe.
  • Access to more than 70 local branches staffed with knowledgeable people to answer your financial questions.

Tools to help you grow your money

  • Access to the 1st Source App to do everything from checking your balance, to balancing your budget
  • Access to Money Management – Budget, track spending, and manage debt for all of your financial accounts, even those outside of 1st Source.

Other opportunities to get you started on your financial journey

Credit Builder Loans

Specially designed loans to help you build up your credit with 1st Source Bank. 

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College Real Rewards Credit Card

The College Real Rewards card is an excellent opportunity for someone starting a credit history.  Earn points that can be redeemed for cash back, travel, and more!

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*This account is for clients who are students who provide proof of their student status. Clients under the age of 25 will not be required to provide proof of student status until their 25th birthdate. Proof of student status must be renewed after 6 years or at clients 25th birthday, whichever is later. Clients between the ages of 13 and 17 require a parent or legal guardian as a joint account owner.

**We will refund one 1st Source Bank Overdraft Item Fee or Non-Sufficient Funds Fee per calendar year. This refund will be credited the same business day the fee is charged to your account and will appear on your statement as OD/NSF Fee Reversal. If multiple charges occur due to overdraft or non-sufficient funds, only one charge will be refunded, and the balance of the fees are your responsibility to pay.

***After the account is open 90 days, the Bank will reimburse the fees charged by us and the ATM operator/network for the use of a non-1st Source ATM up to three (3) times or $15, whichever comes first, per statement cycle.

**** Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. Must be 18 or older to use Zelle.