Business Banking Online (BBO Treasury)

Get more with 1st Source Bank Treasury Services

Mobile and Online Banking

Fast, reliable, convenient, and secure. Our Online and Mobile Banking provide you with easy access to your accounts anytime and anywhere.

  • Customizable dashboard and widgets
  • Email and text alerts
  • Varying access levels to multiple users
  • Mobile access via BBO Treasury App or your mobile browser
  • Single credentials to view related companies with different tax ID numbers
  • Easy exports of account history in various formats, including Quickbooks
  • View rolling transaction history of deposit accounts
Business Banking Online Treasury

Payment Services

Pay your bills and move money quickly, efficiently, and conveniently with our payment services.

Bill Pay

Pay bills conveniently while saving time and money. Simply automate payments from your 1st Source checking account.

  • Schedule one-time or recurring payments with basic payee information
  • Access up to 18 months of bill pay history
  • Includes optional payroll direct deposit feature

ACH Origination

Move funds quickly, conveniently, and securely with ACH origination. Whether you need to disburse funds or collect cash we have the solution for you.

  • Originate one-time, recurring, or same-day ACH payments
  • Options for payment approval and limits, including complex approval rules
  • Same Day ACH available
  • Includes ACH Filter fraud detection system

Wire Origination

When you need to move money quickly, wire transfers are a trusted, convenient way to get it done.

  • Initiate one-time or recurring wire transfers
  • Domestic and international U.S. Dollars (USD) payments
  • Options for payment approvals and limits, including complex approval rules

Immediate Payments

 

Immediate Payments can be used for virtually any reason including regular, daily or emergency payroll, expense reimbursement, intercompany transfers, asset and equipment purchases, vendor and COD payments. Access Immediate Payments features such as faster payment processing, real-time settlement, and data-rich transactions. The payments you send and receive are settled right away using both The Clearing House and FedNow payment rails*.

• Personalized payment limits and dual approvals for added protection
• Real-time payment status notifications
• Final and irrevocable settlement

*Receiving financial institution must have access to at least one immediate payment rail

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Deposit Services

Time is money and our deposit services can save your business significant time while also providing efficient, convenient, and secure solutions.

Remote Desktop Deposit

Eliminate trips to the bank. Simply scan your business checks and transmit your deposit with the click of a button using Remote Deposit Express on your computer.

  • Deposit checks 24 hours a day, 7 days a week
  • 24 months of deposit history
  • Multiple scanner options are available

Mobile Deposit

Make deposits on the go. Check images are captured with the camera on your tablet or mobile phone and transmitted securely via the mobile deposit application.

  • Deposit checks 24 hours a day, 7 days a week
  • 24 months of deposit history

Lockbox Services

Streamline your internal collection tasks. Our Lockbox Services will help you gain greater business efficiencies. 1st Source Bank will:

  • Collect your mail from the post office
  • Process the payments in a secure environment
  • Deposit funds into your business checking account the same day
  • Provide daily reports detailing deposit information and next-day images

Merchant Card Services

Providing your customers with payment options is critical in today’s business world and our dedicated team making themselves available to answer your questions with extended operating hours is why we stand out.

Payment Options

Working closely with you to offer your customers different options. 

  • MasterCard™
  • Visa™
  • Discover™
  • American Express™
  • Gift cards

 

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Easy to Use Equipment

Our experienced staff will help you understand the entire process, including:

  • Pricing
  • Selecting the right equipment
  • Setup, training, and continued customer support
  • Processing Options
  • Card present terminals, wireless terminals, point-of-sale systems, mobile processing solutions, and virtual terminals
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Online Reporting

Making  it easy for you to:

  • Review detailed reports and statements
  • Review batches
  • Monitor daily settlements
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Fraud Protection

Fraud costs businesses billions of dollars every year. We offer the protection from check and ACH debit fraud that your business deserves.

ACH debit fraud prevention services:

ACH Filter (aka ACH Positive Pay)

Allows only ACH transactions you have authorized to post to your business account.
Sets maximum dollar amounts, offering tighter controls on transactions posting

ACH Debit Block

A free service to keep unauthorized ACH transactions from posting to your business account. With this product an ACH debit will automatically be returned to the originator.

Check fraud prevention services:

Positive Pay

Your business account is guarded against losses due to altered amounts, unauthorized drafts, and most counterfeit items

  • Checks presented for payment are matched daily against a file you create of your disbursements
  • If a check number, dollar amount, or payee doesn’t match, we provide you with an exception report so you can make a payment decision

Check Watch

A free service to keep fraudulent checks from posting to your business account. With this service a check presented will automatically be returned to the payee.

Help & Support

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Frequently Asked Questions (FAQs)