2023
New Year’s Day*
Closed		 Sunday, Jan. 1
Observed Monday, Jan. 2
 Martin Luther King, Jr. Day*
Open		 Monday, Jan. 16
Presidents’ Day*
Open		 Monday, Feb. 20
 Good Friday**
Early Close		 Friday, Apr. 7
Easter
Closed		 Sunday, Apr. 9
Memorial Day*
Closed		 Monday, May 29
Juneteenth*
Open		 Sunday, Jan. 1
Non-Processing Day°
Independence Day*
Closed		 Tuesday, Jul. 4
Labor Day*
Closed		 Monday, Sep. 4
Columbus Day*
Open		 Monday, Oct. 9
Veteran’s Day*
Open		 Saturday, Nov. 11
Close at noon°
Thanksgiving Day*
Closed
Open on Friday		 Thursday, Nov. 23
Christmas Eve**
Closed		 Sunday, Dec.24
Christmas Day*
Closed		 Monday, Dec. 25
New Year’s Eve
Open		 Sunday, Dec. 31

2024
New Year’s Day
Closed		 Monday, Jan. 1

* United States Federal Reserve Bank Holidays – 1st Source Bank only processes items when The Federal Reserve Bank is open.  The Federal Reserve Bank will not accept Wires or ACH items (including electronic Bill Pay/Payroll Bill Pay) on a Saturday, Sunday, or Holiday date. Anyone originating transactions with an effective date of Saturday, Sunday, or a Holiday will be delayed until the following business day.
** Early Cut-Off – Items received after early cut-off will be processed the following business day.
° All times are local (either ET or CT).