Service Time* Type**
Acct Transfer 10:00 PM Same day
Bill Pay 4:00 PM PAPER
5 days prior
4:00 PM Payroll/Elec.
2 days prior
ACH:
Daily Upload Times
2 days prior recommended
 9:30 AM First Upload
1:30 PM
3:30 PM Same Day ACH Final Upload
6:00 PM
8:00 PM Final Upload
Wire 4:00 PM Same day
Payment Mgr 2:00 PM Pay Decision
10:00 PM Check File Upload
Remote Dep 7:00 PM Same day
Stop Payments 10:00 PM 24 hours
* Times in Eastern Time
** Excluding Weekends and Holidays