Skip to content
1st Source Bank Logo 1st Source Sign In
  • Personal
    • Personal Home
    • Banking
      • Online & Mobile
      • Checking Accounts
      • Savings Accounts
      • Credit Cards
    • Borrowing
      • Personal Loans
      • Home Loans/Mortgage
      • Auto Loans
      • Loan Calculators
    • Planning
      • Certificates of Deposit
      • Wealth Management
      • Insurance
      • Investing
    • Help & Support
      • LEARN MORE
        • Help Articles
        • Advice Articles
        • FAQ
        • Personal Calculators
      • GET IN TOUCH
        • Talk With Someone: (574) 235-2000
        • Toll Free: (800) 513-2360
  • Business
    • Business Home
    • Banking
      • Online & Mobile
      • Business Checking Accounts
      • Business Savings Accounts
      • Business Credit Cards
    • Borrowing
      • Business Loans
      • Business Leasing
      • Industry Loans
    • Services
      • Treasury Services
      • Retirement Plan Services
      • Insurance
      • Merchant Card Services
      • Succession Planning
      • Small Business Banking
    • Help & Support
      • LEARN MORE
        • Help Articles
        • Advice Articles
        • FAQ
        • Business Calculators
      • GET IN TOUCH
        • Business Banking Online Support: (800) 399-5592
        • General Guidance: (574) 235-2003
  • You 1st
    • You 1st Home
    • Financial Education
    • Advice
    • Calculators
    • Community
  • Locations
  • About
  • Contact
  • Search
Sign In

Banking

e-student Checking

A student checking account from award-winning 1st Source Bank is a great way to start your financial journey. Specifically designed for students ages 13-24,* e-Student Checking is a full-featured account that includes great benefits:

  • No monthly service fees and no monthly minimum balance for clients who are students.
  • $15 minimum deposit to open.
Open an account White Right Pointing Arrow
PersonalRotator-StudentChecking
PersonalRotator-StudentChecking

Keep more of your money where it belongs…with you!

  • $0 monthly balance requirement *
  • No Account Service Fee
  • One (1) Overdraft fee refund per year
  • $15 in monthly ATM fee rebates for our fees and the network/operator fees***
  • Choice of 3 debit card designs that can be easily added to your digital wallet
  • With Card Control, turn your debit card on and off and alert us to travel plans — all from within the app
  • Unlimited Bill Pays through online or Mobile Banking
  • Link to a 1st Source savings account to automatically cover overdrafts**
  • Monthly  ATM Fee Rebate***
  • Send, receive, or request money between friends and family using Zelle®****

Offering you peace of mind

  • Zero Liability Protection for unauthorized debit card transactions when reported promptly
  • Card Control – Ability to temporarily turn your debit card off if you’ve misplaced it. And turn it back on after you find it between the couch cushions.
  • Credit score monitoring from within the 1st Source Mobile App
    • Download from App Store 
    • Download from Google Play Store
  • Option to add Identity Theft Protection through our partner, Deluxe.
  • Access to more than 70 local branches staffed with knowledgeable people to answer your financial questions.

Tools to help you grow your money

  • Access to the 1st Source App to do everything from checking your balance, to balancing your budget
  • Access to Money Management – Budget, track spending, and manage debt for all of your financial accounts, even those outside of 1st Source.

Other opportunities to get you started on your financial journey

 

Credit Builder Loans

Specially designed loans to help you build up your credit with 1st Source Bank.

Learn More Default State Blue Right Pointing Arrow Hover State Orange Right Pointing Arrow Apply Now

College Real Rewards Credit Card

The College Real Rewards card is an excellent opportunity for someone starting a credit history.  Earn points that can be redeemed for cash back, travel, and more!

Learn More Default State Blue Right Pointing Arrow Hover State Orange Right Pointing Arrow

Great Features to Explore:

Digital Wallet
Add your 1st Source Bank Resource Plus® debit card to your digital wallet and pay with your phone or smartwatch. Compatible with Apple Pay®, Samsung Pay®, or Google Pay® for contactless payment.

e-Statements
Enroll in e-statements! See your recent purchases all listed in one place. It’s a convenient, environmentally friendly alternative to paper and saves you a $3 monthly Paper Statement Fee.

Bill Pay
Make rent and utility payments all in one place.

Zelle®
Send or request money from family and friends quickly and safely.

Mobile Deposit
Deposit your checks using your smartphone’s camera.

Card Control
Control when, where, and how your Resource Plus® debit card is used. Lost your card? Turn it off in an instant.

Money Management Tool
Set up personal budgets and plan your financial future.

Bank-to-Bank Transfer
Allows you to easily transfer money to or from other U.S. based accounts.

Purchase Rewards
Sign up for exclusive offers and get cash back when you use your Resource Plus® Debit Card.

Alerts & Notifications
Get balance and transaction alerts.

Safe and Secure

1st Source Bank uses the detection service Fraud Monitor to identify uncharacteristic debit account purchases and activity on all 1st Source Resource Plus® debit cards. Do your part to keep your accounts safe and secure as well:

  • Never share your username, password, PIN or personal account information. It is important to note that neither 1st Source Bank or Fraud Monitor will ever ask you for this information.
  • Use your smartphone’s biometric login feature for an added layer of protection.
  • Monitor your account regularly.
  •  Update your password every few months.
  • Contact Customer Service at (574)235-2000 immediately if you suspect fraudulent activity.

Getting Ready to travel?

Before you travel create a seamless experience with 1st Source Bank before leaving campus:

  • Order currency 2 weeks prior to travel.
  • Use Card Control within the banking app to notify us of travel plans:
    • Financial Tools > Card Control > Manage Travel Plans
  • OR Inform banking center of travel dates 1 week prior to travel by contacting your banker or emailing us at [email protected] or calling (574) 235-2000 with your name, travel location and travel dates.

*This account is for clients who are students who provide proof of their student status. Clients under the age of 25 will not be required to provide proof of student status until their 25th birthdate. Proof of student status must be renewed after 6 years or at clients 25th birthday, whichever is later. Clients between the ages of 13 and 17 require a parent or legal guardian as a joint account owner.

**We will refund one 1st Source Bank Overdraft Item Fee or Non-Sufficient Funds Fee per calendar year. This refund will be credited the same business day the fee is charged to your account and will appear on your statement as OD/NSF Fee Reversal. If multiple charges occur due to overdraft or non-sufficient funds, only one charge will be refunded, and the balance of the fees are your responsibility to pay.

***After the account is open 90 days, the Bank will reimburse the fees charged by us and the ATM operator/network for the use of a non-1st Source ATM up to three (3) times or $15, whichever comes first, per statement cycle.

**** Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. Must be 18 or older to use Zelle.

We Are Here for You

  • University of Notre Dame
  • St. Mary's College
  • Indiana University South Bend
  • Purdue University
  • Grace College
  • Culver Academy Students
  • International Students

Have a question? Let us reach out to you.

  • Phone icon (800) 235-2557
  • Email icon Email us
  • Search icon Find your nearest 1st Source banking center or ATM
  • About 1st Source
  • Careers
  • Investor Relations
  • 1st Source Foundation
  • News
  • Community
  • Help & Support
  • FAQ
  • Report Fraud
  • Security
  • Get In Touch
  • Contact
  • Locations
  • 1st Source Bank Routing Number
  • 071212128
  • Facebook Icon Facebook
  • Twitter Icon Twitter
  • Linkedin Icon Linkedin
  • Youtube Icon Youtube
  • Instagram Icon Instagram
Member FDIC, Equal Opportunity graphics
  • Privacy
  • Disclosures
  • Terms of Use
  • Sitemap
  • Accessibility

2025 © 1st Source Bank. All rights reserved.

We use cookies and tracking technologies to enhance performance, improve functionality, and advertise. The data shared with marketing platforms through these technologies does NOT include financial information. For more details, see our Online Privacy Notice and Terms of Use.I understand