Checking Accounts
Everyday checking should be easy to manage and easy to understand. Our Easy Banking Club account gives you a personal checking account for spending, bills, and deposits with added value like fee waivers and ATM rebates.
Easy Banking Club helps you manage everyday money in one place. Use this checking account for purchases, deposits, bill payments, and the money moments that come up during the week.
Have direct deposits totaling $250 or more per statement cycle and you can avoid the account service fee*.
Use your account for spending, deposits, bill payments, and everyday money moments.
Get everyday checking features, plus ATM fee rebate eligibility and earn interest.
Use our online tools to check your balance, review activity, set alerts, and more.
What to know before you open your account
| Account type | Interest-bearing personal checking account with a variable interest rate. |
|---|---|
| Best fit | Clients who receive regular direct deposit and want an everyday checking account with useful tools and clear fee details. |
| Minimum deposit to open | $25. |
| Account Service Fee | $10 per statement cycle. |
| How to avoid the Account Service Fee | Have direct deposits totaling $250 or more made to this account each statement cycle. Direct deposits posted on the last business day of the statement cycle count toward the next statement cycle. We waive the Account Service Fee for your first two statement cycles to give you time to meet the requirement. |
| Paper Statement Fee | $3 per statement cycle. |
| How to avoid the Paper Statement Fee | Go paperless by signing up for Online and Mobile Banking and enrolling in electronic statements, or meet the direct deposit requirement each statement cycle. We waive the Paper Statement Fee for your first two statement cycles to give you time to meet the requirement. |
| Checks | New accounts may receive a single standard welcome pack of checks. |
| ATM fee rebates | This account is eligible for ATM fee rebates. See Other Account Fees & Services for details. |
| Interest rate and APY | Contact any 1st Source banking center or call the 1st Source Customer Service Center at 800-513-2360 or 574-235-2000 for current rate and APY information. |
This summary is for quick reference. View full fee schedule and account disclosures.
Online and Mobile Banking help you keep up with account activity, direct deposits, balance changes, and alerts. You can also deposit checks or check electronic statements from almost anywhere.
Our easy-to-use app helps you spot spending trends, organize your money, follow your budget, and view your credit score. That helps you keep a closer eye on the money moving in and out of your account and helps you plan for the future.
You want a checking account for spending, bills, deposits, and balance checks, with helpful digital tools and a few useful extras.
This account may fit well if paychecks, benefits, or other regular deposits go straight into your account. Qualifying direct deposits help you avoid the account service fee*.
The right checking account should be easy to use and easy to understand. A 1st Source banker can help you review the details, talk through how you plan to use your account, and choose an option that fits your needs.
