An e-Student account includes:

  • Text and mobile banking – with bill pay and mobile deposit
  • “Oops” forgiveness – one overdraft refund per year ***
  • ATM fee rebates – we reimburse our fee and the ATM operator network’s up to 3 times (or $15 total) per monthly statement cycle
  • No Account Service Fee
  • No minimum balance required, $15 minimum balance to open
  • $3 paper statement fee waived by enrolling in e-Statements
  • Resource Plus® debit card
  • Easy deposits or transfers by family members

Additional Benefits with Online and Mobile banking

  • Zelle®– a fast, safe, and easy way to send money
  • Digital Wallet includes Apple Pay™, Samsung Pay and Android Pay
  • e-Statements (no paper, go green!)
  • Unlimited bill pays
  • Access to our financial planning tool, Money Management™

Account, debit cards and loans are subject to approval

 

*Clients between the ages of 13 and 17 require a parent or legal guardian as a joint account owner.

**Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. Must be 18 or older to use Zelle.

***We will refund one 1st Source Bank Overdraft Item Fee or Non-Sufficient Funds Fee of $36 per calendar year. This refund will be credited the same business day that the fee is charged to your account and will appear on your statement as OD/NSF Fee Reversal. If multiple charges occur due to overdraft or non-sufficient funds, only one charge will be refunded, and the balance of the fees are your responsibility. There is an additional $7 daily overdraft fee starting on the 7th business day of being overdrawn. You must bring your account to a positive balance promptly upon notice.

****After the account is open 90 days, the Bank will reimburse the fees charged by us and the ATM operator/network for the use of a non-1st Source ATM up to three (3) times or up to $15, whichever comes first, per statement cycle.