Checking Accounts with Financial Tools - 1st Source

Simple tools, clear choices

Start with daily control

You’ll get the checking features you expect, like deposits, debit card access, bill payments, transfers, and online banking. But 1st Source checking also gives you tools that help you understand your money, not just move it. Use Money Management, Credit Score, alerts, e-statements, and card controls to track activity, review habits, monitor credit, and plan your next step with more confidence.

Choose an account

Budget. Track. Grow.

Tools that help you plan

Monitor daily activity

Check balances, review transactions, set alerts, and use card controls to stay aware of account activity between statements.

Money management app

See spending, budgets, outside accounts, and financial goals in one place so you can understand habits and plan next steps.

Track your credit score

View your credit score, receive helpful tips, and use score tools to learn how certain choices may affect your credit.

Start with what fits your needs

Featured checking options

Easy Banking Club

$25 to open

Easy Banking Club pays interest and fits if you receive direct deposit, want ATM fee rebates, and prefer a checking account with added value for everyday banking.

1st Checking

$25 to open

1st Checking fits if you keep a steady balance and want a simple, non-interest checking account for everyday deposits, purchases, bills, and transfers.

e-Student Checking

$15 to open

e-Student Checking fits students and clients under age 25 who want a low opening deposit and ATM fee rebates.

Account eligibility, monthly service charges, balance requirements, direct deposit requirements, paper statement options, ATM fee rebates, and interest features vary by account. Review the account details before you apply.

Know the details

Compare all accounts

Compare all of our checking options to review fees, balance requirements, statement choices, interest features, and eligibility before choosing an account. We also offer specialty checking accounts, like Health Savings Accounts and accounts that pay tiered interest if you maintain a minimum daily balance of $5,000 or more per month.

All checking accounts

Learn, plan, and ask

Free financial education

You 1st offers free financial education tools to help you plan with more confidence. Explore articles, videos, quizzes, calculators, and guides on budgeting, saving, building credit, managing debt, preparing for major purchases, and planning for the future.

Use these resources to learn at your own pace, compare options, and turn financial questions into clearer next steps.

Visit you 1st

Ready to get started?

Open a 1st Source checking account online, compare account options, or contact us if you have questions before you begin.

Open an account online

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