Aspire Checking
You already use your checking account for daily expenses. Aspire gives you rewards for it, and your balance earns interest too.
*Products and services may vary by location.
Pay, deposit, and plan
Manage your account online or in the 1st Source app. Prefer in person help? Visit one of our 70+ local banking centers near you.
Check balances, review transactions, deposit checks, pay bills, transfer money, set alerts, and manage your debit card.
Our app brings spending, budgets, goals, and eligible outside accounts into one view so you can notice patterns and plan ahead.
View credit score updates, helpful tips, and tools that show how different financial choices might affect your credit.
Bonuses for how you live
If you already use your debit card often, Aspire gives you a reason to keep doing what comes naturally. Make 15 debit card purchases during your statement cycle to qualify for the loyalty bonus rate.
Your checking balance also earns interest while your money stays available for bills, purchases, transfers, and other needs.
What to know about Aspire Checking
| May fit your needs if | You use your debit card regularly and want a checking account that rewards that activity while also earning interest on your balance. |
|---|---|
| Minimum deposit to open | $10 |
| Account Service Fee | $0 or $10 per statement cycle |
| Introductory period | We waive account fees for your first two statement cycles. |
| How to avoid the Account Service Fee | Maintain a $500 minimum daily balance or Receive direct deposits totaling $500 or more during the statement cycle. |
| Standard interest | Your balance earns interest. |
| Loyalty bonus rate | Make 15 debit card purchases during the statement cycle to qualify. |
| eStatements | $0 |
| Paper statements | $2 per statement cycle |
| ATM fee rebates | We reimburse our fee for using a non-1st Source ATM up to six times during each 12-month account period. |
| First order of checks | One complimentary 20-pack of checks. |
Rewards that fit your routine
Make 15 debit card purchases during your statement cycle to earn a higher interest rate on your account.
Your account earns interest while keeping your money handy for bills, purchases, transfers, and whatever comes next.
Receive up to six rebates of the 1st Source fee for using a non-1st Source ATM during each 12-month account period.*
Digital banking for everyday needs
Deposit checks from your phone when it’s convenient, without making a trip to a banking center.
Send money to friends, family, and small businesses from the 1st Source app.
Turn your card off if it’s lost, block certain merchants, set spending limits, and more.
More Included with Aspire
Aspire clients can add up to five free* parent-managed accounts. Parents can send money, review balances and recent activity, turn cards on or off, and set spending controls.
Kids and teens can use the Greenlight app to complete chores, earn allowance, set savings goals, and learn money skills through challenges, videos, and rewards.
The 1st Source Bank app lets you review spending, build budgets, track goals, and see your other accounts alongside your 1st Source account.
You can also check your credit score, review helpful tips, and use tools that show how different financial decisions may affect your credit.
Benefits that fit how you bank
You get a paycheck, pay bills, make purchases, and move money throughout the month. Aspire checking gives you bonuses for these everyday activities, and doesn’t ask you to change your routine in order to get rewarded.
