Premier Checking | Premium Checking & Personal Banking - 1st Source

Banking on your terms

Convenient when you want it. Personal when you need it.

Bank your way

Manage your account online, visit one of our 70+ banking centers, or talk to a dedicated personal banker when you want help.

Handle everyday banking

Check balances, deposit checks, pay bills, transfer money, set account alerts, and manage your debit card.

See your financial picture

Spending, budgets, goals, and eligible outside accounts in one online view so you can notice patterns and plan ahead.

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Free family accounts**

Children get a free** debit card with parental controls, app, and access to games that teach them financial concepts at an early age.

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A personal approach

A banker who takes time to know you

Good banking starts with understanding what you need.

With Premier Checking, you have someone to turn to who can see the bigger picture of your banking relationship. We’re here to answer questions, help you understand available banking services, and bring in other 1st Source specialists when your needs call for additional expertise.

 

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What to know about Premier Checking

Account details

May fit your needs if You keep a larger balance available for major expenses, changing cash flow, and the flexibility to move money when you need it.
Minimum deposit to open $100
Interest Interest-bearing checking
Account Service Fee $0 or $25 per statement cycle
How to avoid fees Maintain a $25,000 minimum daily balance.
ATM fee rebates We reimburse our fee for using a non-1st Source ATM up to eight times during each 12-month account period.
Free digital banking tools Online and Mobile Banking, mobile deposit, Bill Pay, account alerts, card controls, Money Management, and credit score tools.
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Is Premier right for you?

You maintain higher balances

You want to keep money liquid for tuition, home projects, larger purchases, or other upcoming needs.

You want higher interest

You want your checking balance to earn tiered interest while the money remains available for spending, payments, and transfers.

You want expertise within reach

You want someone who will be there when you have a question, want to consider your options, or need help getting something done.

Financial needs beyond banking

Ready for what comes next

What you need from your bank can change over time.

You may buy another home, help family members, manage a business, prepare for retirement, or simply want a better way to organize your banking. Having a banker who knows you gives you a great place to start.

Not only can help with your daily banking needs: we’ll connect you with additional 1st Source expertise when the time is right.

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FAQ

Get Started

Open Premier Checking

Open online with a $100 minimum deposit and start earning tiered interest based on your daily collected balance.

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Talk with a banker

A 1st Source banker can review your details, learn about your priorities, and help you decide whether Premier fits your needs.

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See all checking accounts

 

 

  • *Premier Checking is a tiered, variable-rate account, and rates may change after you open your account. Your daily Collected Balance determines your interest tier.
  • To get the current Interest Rate and Annual Percentage Yield (APY), contact a 1st Source banking center or call 1st Source Customer Service at 1-800-513-2360.
  • Account Service Fee: $25 per statement cycle.
  • You may avoid the Account Service Fee by maintaining a Minimum Daily Balance of at least $25,000.
  • Paper Statement Fee: $2 per statement cycle.
  • All fees are waived for the first two statement cycles after account opening.
  • **1st Source Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their 1st Source Bank account as the Greenlight funding source through the duration of Greenlight use provided by Candescent. Should Candescent stop offering Greenlight, customer’s Greenlight account will remain open unless cancelled by the user, with pricing and terms to be agreed upon between customer and Greenlight and all monthly fees being owed by customer to Greenlight. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. See terms at greenlight.com/promotionsgeneralterms for details. Offer subject to change and partner participation. 
  • Greenlight is a financial technology company, not a bank. The Greenlight app facilities banking services through Community Federal Savings Bank (CFSB), Member FDIC.  
  • The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.  
  • Investment products are Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not a Bank Deposit, Not Insured by any Federal Government Agency.
  • Insurance products and annuities are not insured by the FDIC or by any other government agency, are not deposits or obligations of, or guaranteed by 1st Source Bank, and may involve investment risk, including loss of value.
  • See full terms and disclosures