Cut-off Times - 1st Source

Services

  

Time

  *Eastern Standard Time    

Type

*Excludes Weekends and Holidays

Acct Transfer

 10:00 PM Same day

Bill Pay

 4:00 PM PAPER
5 days prior
4:00 PM Payroll/Elec.
2 days prior

ACH:

Daily Upload Times 2 days prior recommended

 9:30 AM First Upload
1:30 PM
3:30 PM Same Day ACH Final Upload
6:00 PM
8:00 PM Final Upload

Wire

 4:00 PM Same day

Payment Manager

 2:00 PM Pay Decision
10:00 PM Check File Upload

Remote Dep

 7:00 PM Same day

Stop Payments

 10:00 PM 24 hours