Carefree Line of Credit - 1st Source

Our Carefree Line of Credit is just the protection you need from overdraft fees. It saves you the inconvenience, embarrassment, and expense of an accidental overdraft whenever it occurs by advancing funds to your checking account from the credit line.

If there’s an error in your checkbook, Carefree automatically ensures that your checks and debit card transactions are honored – up to the available amount of your credit line.*

With Carefree Line of Credit overdraft protection …

  • Your credit line is activated whenever your account balance falls below $0.
  • There is an annual participation fee of $24.00.
  • Online Banking lets you review your checking account balance and make a payment anytime.
  • You can repay the outstanding balance of your credit line advance monthly or all at once.

* Subject to credit approval

I’d like more information on Carefree Line of Credit overdraft protection.