Disclosures

At 1st Source, we are committed to providing you with straight talk and sound advice. Below are links to the policies governing our deposit accounts (checking and savings) and our relationship with you. If you should have questions regarding your rights or our responsibilities, we invite you to refer to these documents online or to request printed copies at your 1st Source banking center.
 
Detailed information on all of our deposit accounts, the terms and conditions governing those accounts and a current schedule of our general fees.
 
 
 

Funds Availability Policy
 (Reg CC) (pdf) As of November, 2011 Funds from checks deposited may be available the second business day after your deposit.
 
Agreement for Deposit - Consumer Accounts (pdf)
Banking rules and regulations, directions for what to do about lost or stolen checks or cards, specifics on Electronic Funds Transfers, our Availability of Funds Policy and our Overdraft and Check 21 policies.
 
 
Agreement for Deposit - Business Accounts (pdf)
Banking rules and regulatory requirements that apply to clients and the bank for business deposit accounts.
Information on our lending practices.
 
Information on our consumer Online Banking product and features.*

Privacy (pdf)
Our policy and our practices regarding the privacy of the personal financial information you share with us.
 
 
USA Patriot Act
How federal requirements designed to reduce fraud, money laundering, and other illegal financial activities may affect you.
 
Information about Federal Deposit Insurance Corporation coverage at 1st Source.

Fraud Protection
Straight talk and sound advice on how to protect yourself from fraud and how to take control of your credit information.