Disclosures

1st Checking Account - Notice of Account & Fee Updates effective May 2018 (pdf)

1st Source Bank's Fraud Protection

Straight talk and sound advice on how to protect yourself from fraud and how to take control of your credit information.

Agreement for Deposit - Business Accounts (pdf)

Banking rules and regulatory requirements that apply to clients and the bank for business deposit accounts.

Agreement for Deposit - Consumer Accounts (pdf)

Banking rules and regulations, directions for what to do about lost or stolen checks or cards, specifics on Electronic Funds Transfers, our Availability of Funds Policy and our Overdraft and Check 21 policies.

Acuerdo de Depósito Cuenta Personales - En Espanol

Agreement to Receive Electronic Communications (pdf)

 
Annual Percentage Yield (APY) Information for Facebook $300 Cubs and EBC gift card offer (pdf) 

Annual Percentage Yield (APY) Information for Special Direct Mail Promotion - $100 gift card offer (pdf) 

Annual Percentage Yield (APY) Information for Special Direct Mail Promotion - $200 gift card offer (pdf)

Annual Percentage Yield (APY) Information for Special Direct Mail Promotions (pdf)

Annual Percentage Yield (APY) Information for Special South Bend Cubs Promotion - $250 gift card offer (pdf) 

Business Checking Account - Notice of Account & Fee Updates effective March 1, 2017 (pdf) 

Click here for information on our Business Banking Online product

Digital Wallet Terms and Conditions (pdf)

Easy Banking Club Perks Program – Balance and Annual Percentage Yield Information (pdf)

Electronic Funds Transfer Notice of Disclosure (pdf)

Updated May 2018

Equal Housing Lender Information (pdf)

Information on our lending practices.

FDIC

Information about Federal Deposit Insurance Corporation coverage at 1st Source.

Funds Availability Policy (Reg CC) (pdf) 
As of November 2011 Funds from checks deposited may be available the second business day after your deposit.

Home Equity Line of Credit Disclosure - Florida (pdf)

Home Equity Line of Credit Disclosure - Indiana (pdf)

Home Equity Line of Credit Disclosure - Michigan (pdf)

Home Equity Line of Credit Interest Only Disclosure - Florida (pdf)

Home Equity Line of Credit Interest Only Disclosure - Indiana (pdf)

Home Equity Line of Credit Interest Only Disclosure - Michigan (pdf)

Lender NMLSR ID Numbers (pdf)

Mastercard ABU Opt-Out Form (pdf)

Online Banking Terms and Conditions

Information on our consumer Online Banking product and features.*

Overdraft Choice Form (pdf) 

Preauthorized Debit Addendum (pdf) 

Política de Privacidad (En Espanol) (pdf)

Privacy (pdf)

Our policy and our practices regarding the privacy of the personal financial information you share with us.

Truth in Savings (pdf)

Detailed information on all of our deposit accounts, the terms and conditions governing those accounts and a current schedule of our general fees.

Truth in Savings - Cubs 1st Club Checking Account (pdf)

Truth in Savings - Cubs 1st Savings Account (pdf) 

Truth in Savings (En Espanol) (pdf)

USA Patriot Act

How federal requirements designed to reduce fraud, money laundering, and other illegal financial activities may affect you.

What You Should Know About Home Equity Lines of Credit (pdf)