* United States Federal Reserve Bank Holidays – 1st Source Bank only processes items when The Federal Reserve Bank is open. The Federal Reserve Bank will not accept Wires or ACH items (including electronic Bill Pay/Payroll Bill Pay) on a Saturday, Sunday, or Holiday date. Anyone originating transactions with an effective date of Saturday, Sunday, or a Holiday will be delayed until the following business day.
** Early Cut-Off – Items received after early cut-off will be processed the following business day.
° All times are local (either ET or CT).
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