Checking Accounts
Your checking account should fit how money moves in your life. Whether you’re paying bills, running errands, making deposits, or keeping track of daily spending, a 1st Checking account gives you a simple way to manage your money.
Checking without guesswork
1st Checking gives you the tools to handle the money moments that happen all week long. You can use it to make purchases, pay bills, deposit money, and keep an eye on your balance when life gets busy.
Keep a $500 Minimum Daily Balance and you can avoid the monthly service fee*. That gives you one clear number to plan around: no complicated hoops to jump through.
Open with a $25 minimum deposit and get set up with an account you can use day to day.
Use your account for spending, deposits, bill payments, and the everyday moments in between.
Our app and web tools help you check your balance, review activity, set alerts, and more.
What to know before you open your account
| Account type | Everyday, non-interest bearing personal checking account. |
|---|---|
| Best fit | Clients who do not receive regular direct deposit and feel comfortable keeping a cushion in checking. |
| Minimum deposit to open | $25. |
| Account Service Fee | $7 per statement cycle. |
| How to avoid the Account Service Fee | Maintain a Minimum Daily Balance of at least $500*. We waive the Account Service Fee for your first two statement cycles to give you time to meet the requirement. |
| Paper Statement Fee | $3 per statement cycle. |
| How to avoid the Paper Statement Fee | Go paperless by signing up for Online and Mobile Banking and enrolling in electronic statements, or meet the $500 Minimum Daily Balance requirement each statement cycle*. |
| Check images | Front check images are available at no extra cost in Online and Mobile Banking and on electronic statements. Paper statement check image options may cost extra. |
This summary is for quick reference. View full fee schedule and account disclosures.
Small check-ins can make everyday banking feel easier. With Online and Mobile Banking, you can review activity, check your balance, set alerts, and enroll in electronic statements from almost anywhere.
You can also use the website or app to see spending patterns, organize your money, track your budget, and view your credit score. These tools help you stay close to your account and make everyday money decisions with more confidence.
You want a checking account that keeps everyday money management clear, from spending and bills to deposits.
With 1st Checking, keeping a $500 account balance avoids a monthly service fee*. This is a great solution if you don’t use direct deposit.
The right checking account should be easy to use and easy to understand. A 1st Source banker can help you review the details, talk through how you plan to use your account, and choose an option that fits your needs.
