Small Business Banking - 1st Source

Options for a business as unique as you

Forget one-size-fits all solutions.  1st Source Bank offers personalized financial support and tailored solutions for your business journey.  From business checking accounts to payment solutions to SBA loans, we are your first source for local small business banking.

Find the small business solution that fits just right

 

Not sure where to start?

If you already know what you need, you can choose from our small business products & services. But if you’d rather start with a conversation, our Small Business Specialists can help you sort through options and recommend a clear next step based on what matters most to your business.  We can help:

  • Talk through your goals and timeline
  • Provide guidance on accounts, digital tools, and borrowing options
  • Coordinate the right support behind the scenes—so you’re not passed around

 

Learn more

Request a call
A coffee shop owner and banker discuss business strategy

Starting a small business?

Take the first step on your entrepreneurial journey with our expert guidance and comprehensive resources for aspiring small business owners.

Read our FAQ
A cheerful flower shop owner arranging a vibrant bouquet of fresh flowers.

Small business products & services

Business Checking Accounts

Explore our flexible account options. Unlock hassle-free tax prep and streamlined recordkeeping. Safeguard personal assets, streamline accounting, and gain a professional edge while ensuring security against audits.

Learn More or Apply

Business Credit Card

Discover ideal business credit cards with low rates, cash back, or flexible rewards. Enjoy free online expense tools, mobile payments, zero fraud liability, and 24/7 support.

Learn More or Apply

Small Business Loans

We offer a range of loans to suit your business needs. Explore commercial mortgages, term loans, SBA loans, revolving lines of credit, and more. Benefit from up to 100% financing, longer terms, and our industry-specific expertise.

Learn More or Apply

Payment Processing

Send branded invoices and get paid fast— by card, ACH, or tap-to-pay on iPhone— right from the 1st Source Business Mobile & Online app. No card terminal, no manual entry, just seamless banking that keeps your business moving.

Learn More

Small Business Insurance

Protect your assets with custom benefit plans. From employee benefits like group medical and life insurance to risk management solutions, we’re dedicated to protecting your people, property, and operations.

Learn More

Retirement Plans

Attract top talent, enjoy tax advantages, and compete with industry giants by offering a strong retirement plan. Enhance employee loyalty and community reputation while securing your employees’ financial future.

Learn More
Food truck owner Autumn Law carries some of her macaroni and cheese to customers.
Picture of Pegg Dalton and her partner Kelli Coppola beneath the
Jackson Demolition Services
Picture of Pegg Dalton and her partner Kelli Coppola beneath the
Jackson Demolition Services
Food truck owner Autumn Law carries some of her macaroni and cheese to customers.
Jackson Demolition Services
Food truck owner Autumn Law carries some of her macaroni and cheese to customers.
Picture of Pegg Dalton and her partner Kelli Coppola beneath the

Success Stories

I was banking with another institution and everything was like jumping through hoops to get anything done. When I met Cynthia (Hale) over at 1st Source everything changed. Everyone there just went above and beyond to help me get everything done.

Autumn L.

Food Truck Owner (Fort Wayne, IN.) Business Client

Success Stories

The pandemic was hard on so many businesses, especially restaurants. Our bank, 1st Source, was great about it. They guided us through every step.

Peg D.

Owner of PEGGS restaurant (South Bend, IN), Business Client

Success Stories

1st Source has been great for us, especially when it comes to getting money when you need it. They also have excellent personal service. I can always get someone on the phone who knows me and is willing to talk with me.

David J.

Owner of Jackson Demolition Services ( Rochester, IN) Business Client

Be our next success story! Contact us today!

Find your nearest 1st Source banking center or ATM

Starting Your Small Business?

We have answers! Visit our articles and how-tos on:

  • Crystal Clear Vision and Planning: Let’s kickstart your business journey with a clear vision and a well-thought-out plan. Together, we’ll define your goals, identify your target market, and chart a roadmap for success.
  • Financial Fitness: Ensuring your business has the financial muscle it needs is key. We’ll help you navigate through the funding maze, manage your finances smartly, and keep a keen eye on your cash flow.
  • Market Mastery: Knowing your market inside out is crucial. We’ll dive deep into market research, unraveling insights about your audience, understanding your competition, and spotting trends to give your business the competitive edge it needs.
  • Legal and Compliance Compass: Navigating the legal landscape can be daunting. We’ll guide you through the maze of regulations, helping you dot the i’s and cross the t’s to ensure your business stays on the right side of the law.
  • Marketing Magic: Let’s spread the word about your business far and wide! Together, we’ll craft a captivating brand identity, devise a stellar marketing strategy, and engage with your customers in ways that’ll make them your biggest fans.
Check out our articles now

Growing Your Small Business?

We’re happy to help!  Visit our small business advice library. Learn about topics like:

  • Putting Customers First: Your customers are at the heart of your business journey. Take the time to understand their needs, gather their feedback, and always aim to exceed their expectations. Building strong relationships with your customers will keep them coming back and help your business thrive.
  • Strategic Planning: Growing your business requires a solid plan. Set clear, achievable goals and map out a strategy to achieve them. Regularly review your plan and be ready to adapt to changes in the market.
  • Investing in Talent: Surround yourself with talented individuals who share your passion and vision. Building a strong team will not only drive innovation but also ensure the long-term success of your business.
  • Smart Financial Management: Keep a close eye on your finances as your business grows. Manage your cash flow effectively, control expenses, and explore funding options to support your growth plans.
  • Harnessing Technology: Embrace technology to streamline your operations, reach new customers, and stay competitive. From digital marketing tools to automation software, staying up-to-date with the latest technology can give your business a significant advantage.
Explore our resources

Questions about your Small Business Journey? We Have Answers.