1st Checking
Daily money decisions add up. A 1st Checking account includes tools that offer a clear view of what comes in, what goes out, and what needs your attention next.
Open online with $25*. Then use our online and mobile banking tools to track activity, review spending patterns, and see more of your financial picture.
Budget. Track. Grow.
Check balances, review transactions, set alerts, and use debit card controls to keep up with everyday account activity.
Create budgets, compare spending categories, and see where your money goes over time with Money Management in online and mobile banking.
View your credit score, get helpful tips, and learn how credit can support future goals like a car, apartment, or home.
Built for everyday banking
Start your account online with a $25 minimum deposit* and get a checking account with easy-to-follow requirements.
Maintain a $500 minimum daily balance* to avoid the monthly account service fee. It’s one clear number to remember.
You don’t need direct deposit to avoid the monthly account service fee. Just meet the balance requirement.
Everyday tools in one place
Online and mobile banking helps you manage more of your day-to-day money from one place. Pay bills, transfer money, deposit checks, set account alerts, use debit card controls, review budgets, and monitor your credit.
These tools help you see what is happening now, what may need attention soon, and what small steps could help you stay on track.
Free financial education
Our You 1st financial wellness portal offers free financial education to help you keep learning after you open your account. Explore articles, videos, quizzes, calculators, and guides on budgeting, saving, credit, managing debt, and planning for future goals..
Use these resources to learn at your own pace, or contact us for one-on-one advice.
Open a 1st Source checking account online, compare account options, or contact us if you have questions before you begin. A 1st Source banker is happy to help you understand eligibility and account features before you apply.
Our website and app let you:
