Easy Banking Club - Earn a $250 Cash Bonus - 1st Source
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More built in

Easy Banking Club includes everyday checking, interest, and ATM fee rebates, all in one account.

Use more ATMs

Get up to four ATM fee rebates each year when another bank charges you a fee for using its ATM.

Stay organized daily

Use online and mobile tools to check activity, pay bills, transfer money, and more.

Easy Banking Club may be a good fit if your paycheck, benefits, or other regular income goes straight into your checking account. Open online with $25, then receive $250 or more in direct deposits during each statement cycle to avoid the account service fee*.

Along with everyday checking, you get helpful extras like interest, ATM fee rebates, and digital tools to help you manage your money throughout the month.

1st Source Bank 250 for 250 checking account promotional flyer

Earn a $250 Cash Bonus with Easy Banking Club Checking

For a limited time, new clients can earn a $250 cash bonus when they open an account between July 1, 2026 and August 15, 2026 and complete the following within their first three statement cycles:

  • Receive at least $500 in qualifying ACH direct deposits (payroll, pension, or government benefits)
  • Complete 10 debit card point-of-sale purchases
  • Enroll in eStatements

Once all requirements are met, the $250 bonus will be credited within three statement cycles, provided the account remains open. The account currently offers a 0.07% variable APY, and fees may apply.

This offer is available to new clients only. Use this link to open online or visit any Fort Wayne Banking Center with your promotional postcard to open an account in person.  See terms and disclosures

Supporting financial wellness

Tools for daily decisions

Track what changes

Review deposits, purchases, and bill payments so you know what’s changed since your last check-in.

Review spending

Use Money Management to look at spending categories, compare habits, and see where your money goes.

Plan your next step

Use budgets, alerts, and Credit Score to stay aware and prepare for everyday goals and future plans

Budget. Track. Grow.

See more of your money

Online and mobile banking helps you manage more of your day-to-day money from one place. Pay bills, transfer money, deposit checks, set account alerts, use debit card controls, review budgets, and monitor your credit.

With Easy Banking Club, these tools support the way you already bank. Check recent deposits, plan around upcoming bills, review spending, and see what may need attention before small issues grow.

Woman using the 1st Source Bank app on her phone to improve her credit score

An easy way to start

Start online

Open with $25

Start your account online with a $25 minimum opening deposit*.

Skip the fees

Receive $250 or more in direct deposits during each statement cycle*.

Make a plan

Use our budgeting tools to plan for daily spending and long-term goals.

Free financial education

Build better money habits

Our You 1st financial wellness portal offers free financial education to help you keep learning after you open your account. Explore articles, videos, quizzes, calculators, and guides on budgeting, saving, credit, managing debt, and planning for future goals.

Use these resources to learn at your own pace. You can also contact us for one-on-one guidance when you want help talking through your next step.

Visit you 1st

Ready to get started?

Open a 1st Source checking account online, compare account options, or contact us if you have questions before you begin. A 1st Source banker is happy to help you understand eligibility and account features before you apply.

 

Open an account online


FAQ

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Account Credit

To receive your $250 account credit, you must present your offer code and open a new 1st Source Easy Banking Club personal checking account during the promotional period of July 1, 2026 through August 15, 2026. You must complete ALL of the following qualifying activities within any one of the first three (3) statement cycles following account opening: 1. Set up and receive at least one ACH direct deposit of $500 or more into the account and 2. Complete at least ten (10) debit card-of-sale (POS) transactions within a single statement cycle. You must also be enrolled in electronic statements. Qualifying ACH direct deposits include payroll, pension, or government benefits. Transfers between accounts, person-to-person payments, or deposits made at a branch or ATM do not qualify

Additional Information & Restrictions:

As of July 1st,2026, the Annual Percentage Yield for these accounts is 0.07%. Rates are variable and subject to change. Fees may reduce account earnings. Current 1st Source personal checking customers are not eligible for this offer. The $250 account credit will be applied directly to your Easy Banking Club account within three statement cycles following completion of all qualifying activities listed above. This account must be open for the credit to be paid into the account. If the account is closed before the credit is paid, you will not receive the bonus.

The reward will show as a credit entitled NEW CHK – 250USA PROMO BONUS in the account.

The value of the reward may be reported to the IRS on Form 1099. Offer may not be combined with any other offer. Accounts titled as Estate, Non-individual, and HSAs are not eligible for this offer. Employees of 1st Source Bank or its subsidiaries are not eligible for this offer. 1st Source Bank reserves the right to withdraw or modify this offer at any time.

Fees

  • Account Service Fee: $10 per statement cycle Fee is waived when receiving Direct Deposits of $250 or more per statement cycle
  • Paper Statement Fee: $3 per statement cycle
  • You may avoid the Paper Statement Fee by:
    • Signing up for Online and Mobile Banking and enrolling in electronic statements
    -OR-
    • Receiving Direct Deposits of $250 or more per statement cycle
  • See full terms and disclosures