1st Source Bank

Online CD

Certificates of Deposit
Including Certificates of Deposit (CDs) in your portfolio is an excellent way to invest in the future. Just ask any professional financial planner.
Our flexible Online CDs let you choose terms ranging from 7 days to 6 years. Interest rates are guaranteed for the term chosen. Deposits are insured up to $250,000 by the FDIC.
Choose the Terms of Your CD.
7 day 0.03% Annual Percentage Yield (APY) $25,000 minimum
32 day 0.04% APY $2,500 minimum
91 day 0.05% APY $2,500 minimum
182 day 0.10% APY $2,500 minimum
1 year 0.15% APY $500 minimum
18 month 0.17% APY $500 minimum
2 year 0.22% APY $500 minimum
3 year 0.50% APY $500 minimum
4 year 1.00% APY $500 minimum
5 year 1.25% APY $500 minimum
6 year 1.50% APY $500 minimum



The Annual Percentage Yield (APY) is effective as of October 19, 2016. There is a $500.00 minimum deposit required to open a CD. Applications should be mailed and postmarked on the date that you apply. The postmark date will lock in the rate shown on our website. Rates are subject to change at any time. Simple interest will be accrued daily based on a 365 day year; 366 days in a leap year. Per your request, interest may be paid by check or credited to another 1st Source Bank deposit account for Certificates equal to or greater than $2,500.00. There is a substantial penalty for early withdrawal from a CD. This offer applies only to personal CDs with balances up to $100,000.00. Additional paperwork is required to open an IRA-CD. This offer may not be used in combination with any other offer and may be purchased with U.S. dollars only. CD rates advertised on the Internet may not be available in 1st Source banking centers. Please click here to view 1st Source Bank's complete Terms and Conditions.