Our Checking Accounts

This is the best option for those who have a monthly direct deposit
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Interest bearing account
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Online Banking and e-Statements
 
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Mobile Banking with Bill Pay and Mobile Deposit
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ATM fee rebate
with non-1st Source ATMs
The benefits of Easy Banking Club, plus extra South Bend Cubs perks!
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Cubs 1st checks & book cover available
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Club Member Card doubles as your debit card
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10% off game tickets & special events
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10% off food, beverages & merchandise
A basic checking account for those without direct deposit
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Online Banking and
e-Statements
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Mobile Banking with Bill Pay and Mobile Deposit
 
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No account service fees with e-Statements & avg daily balance of $500
 
Benefits for those between the ages of 16 to 24 
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No required min balance or account service fees with e-Statements
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Easy deposits and transfers with family members
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Advanced online/mobile options like Mobile Wallet
Maximum yield checking account that is FDIC insured to maximum amounts, but available to you as needed
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Tiered interest rate; higher balance = higher rate
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Great for short- or long-term investments
Tax-advantaged account for those covered under High-Deductible Health Plans to save for medical expenses
 

Compare our accounts

  Easy Banking Club
Cubs 1st Club Especially for Cubs 1st Club Members: Choose from one of three special Cubs 1st Club debit card designs and show your Cubs spirit. Your specially designed card (and the special discounts that go along with it) are available only with a Cubs 1st Club checking account. Your first pack of special Cubs 1st Club checks is included at no charge!
1st Checking e-student Checking Portfolio Checking
Account Service Fees
$0 with Direct Deposit
$15 without An ongoing, monthly ACH direct deposit in the amount of at least $250 is required to avoid a $15 account service fee. The direct deposit can be from a paycheck, pension, Social Security or other government benefit.
$0 with Direct Deposit
$15 without An ongoing, monthly ACH direct deposit in the amount of at least $250 is required to avoid a $15 account service fee. The direct deposit can be from a paycheck, pension, Social Security or other government benefit.
$0 with avg daily balance $500 / $6 without The account service fee of $6 is waived with an average daily account balance of $500.
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$0 with $25K balance
$15 without A combined balance of $25,000 or more in any combination of checking, savings and CDs on deposit at 1st Source will waive the account service fee of $15.
Minimum deposit to open $25 $25 $25 $15 $25
Online Banking, Mobile Banking, and e-Statements Statements: Mailed paper statements are available at no charge, except for 1st Checking and e-Student ($5/mo.).
         
No transaction limit          
Resource Plus® Debit Card          
ATM Fee rebate when using non-1st Source ATMs ATM Fee Rebate: Use another bank's ATM and 1st Source will rebate our fee up to four times each year (conditions apply). For e-Student accounts, 1st Source's and the host bank's fees are rebated up to three times each month (up to $15/mo).
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Check writing fees NONE NONE NONE 50¢ per written check. Use your Resource Plus® debit card and Bill Pay instead of checks. NONE
Description An interest-bearing personal checking account for members who have direct deposit.
 The same as the Easy Banking account with the following added benefits: PLUS your first pack of special Cubs 1st Club checks is included at no charge! South Bend Cubs 10% off:
- Game tickets
- Food
- Merchandise
- Special events
- Performance Center
Also:
Choose from 3 baseball themes for your Resource Plus® Debit Card, Cubs 1st Club checks and checkbook cover available
Designed to encourage members to use less paper and take advantage of opportunities to use electronic banking features. An account with no account service fee or minimum balance requirement for members between the ages of 16-24 Your money earns a maximum yield and is FDIC insured to maximum amounts, but remains available for your use when needed. The Portfolio Account is great for short- or long-term investments and features a tiered rate of interest, so the higher your balance, the higher your rate.
 
 
 
 

Benefits of a Checking Account

 
So many days are rushed and hectic, full of necessary tasks. A great checking account can relieve some of that by providing immediate financial information, quick payment methods, and options to move money fast. Easy Banking Club provides you all of that and more!
 
Perhaps you are a traveling retiree? Most checking accounts now provide the ability to bank remotely. Check out all of 1st Source's online and mobile options!
If you're a student, a checking account should offer you the most advanced technology, flexibility in requirements, and perhaps a couple of discounts to help you with all of your firsts. 1st Source offers just this with the e-Student Checking account.
 
Don't forget that a well-maintained checking account is an asset to establish and maintain credit. Many people are concerned about security. If this is you, read more here.