Open an e-student account. It's a great way to start your financial journey.

I’d like to open an e-Student Checking account online:

Open An Account

If you are between the ages of 13* to 24, or if you are currently enrolled in college courses**, e-Student Checking has all the online services and benefits you want in a checking account.

e-Student Checking includes:

  • Text and Mobile banking – with bill pay and mobile deposit right from your phone!
  • Zelle® – a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes***
  • Digital Wallet includes Apple Pay™, Samsung Pay and Android Pay
  • "Oops" forgiveness - one overdraft fee refund per year****
  • ATM fee rebates – we reimburse our fee and the ATM operator/network’s up to 3 times (or $15 total) per monthly statement cycle*****
  • No monthly Account Service Fee
  • No minimum balance required, $15 minimum deposit to open
  • $3 paper statement fee waived by enrolling in e-statements

Plus:

  • e-statements = No paper! Go green! There's a $3 monthly charge for paper.
  • Unlimited bill pays
  • Resource Plus® debit card or a Resource® ATM card
  • Easy deposits or transfers by family members
  • A convenient, engaging, and complete financial planning experience with Money Management™.

Account, debit card and loans subject to approval.

* Clients between the ages of 13 and 17 require a parent or legal guardian as a joint account owner.

**Documentation to verify your student eligibility such as a copy of your student ID card, current class schedule, or tuition bill required if over the age of 24 at the time of account opening. 

***Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. Must be 18 or older to use Zelle.

****We will refund one 1st Source Bank Overdraft Item Fee or Non-Sufficient Funds Fee of $36 per calendar year. This refund will be credited the same business day that the fee is charged to your account and will appear on your statement as OD/NSF Fee Reversal. If multiple charges occur due to overdraft or non-sufficient funds, only one charge will be refunded, and the balance of the fees are your responsibility. There is an additional $7 daily overdraft fee starting on the 7th business day of being overdrawn. You must bring your account to a positive balance promptly upon notice.

*****After the account is open 90 days, the Bank will reimburse the fees charged by us and the ATM operator/network for the use of a non-1st Source ATM up to three (3) times or up to $15, whichever comes first, per statement cycle.