Text Banking gives you access to your accounts via text messages on your mobile device. It’s a fast, easy way to look up account balances, recent account history or transfer funds by sending a text command to 454545.

Within Online Banking, you can sign up for Text Banking by following the instructions that are listed under the 'Mobile Banking & Alerts' tab.

Our Text Message Banking service is secure. You can activate the service only after logging into your Online Banking account. Text messages will never contain confidential information about your accounts or contain full account numbers.

What is the difference between the Mobile App and Text Banking? The Mobile App allows you access to Online Banking through an application that you download to your mobile device. It allows you to view account balances, search recent account activity, pay bills, transfer funds and find the nearest ATM or branch locations. Text Banking gives you access to transaction history, account balances, and account transfers by texting to shortcode 454545.

You can access consumer deposit accounts, loan accounts, CDs, IRAs in Online / Mobile Banking.  In addition, through Money Management™ you may arrange access to outside accounts like investments, credit cards and more in Online Banking.

1. Lock Your Phone – always secure your mobile device with a password. If your mobile device is ever lost or stolen, it will protect your private and secure information.
2. Texting or email – be careful with your private information. Do not text or email any confidential information about your account to the bank or elsewhere.
   
3. Identity protection – never respond to a “phishing” text or email that requests your PIN, account number, or any card information, and please remember that 1st Source will never request this information in this manner.
   
4. Opening files – be cautious of opening unsolicited files, text messages, or applications, especially if they are received from unknown sources.
   
5. Application downloads – only download and install applications from reliable sources and report any banking application that appears to be malicious to 1st Source right away.
   
6. Connection & Log Out – only connect to the bank via a secure connection or a non-public Wi-Fi network and remember to log out of Mobile Web and Mobile App when you are finished with your session.
   
7. Bluetooth – disable Bluetooth, or set the Bluetooth status to hidden, until you want to share something.
   
8. Monitor – monitor your accounts on a regular basis to detect unauthorized activity. 
9. Clear it - make sure to clear out all information from your mobile device before discarding. 
10. Lost or stolen phone – in the event that your phone is lost or stolen, the service can be immediately disabled by visiting the Mobile tab in Online Banking or by calling Customer Service at 800-513-2360.
    

1. Personal Info - do not send your full personal information or full online banking credentials via e-mail or text
2. Secure websites – look for security symbols such as an icon of a lock or an “https” in the URL.
   
3. Public Wi-Fi – do not bank or shop online while on a mobile device when using unsecured, public Wi-Fi access.
   

Each message you receive will vary in size based on the command you text. Due to individual text message character limitations, you may receive multiple text messages.

We won’t charge you, but standard carrier fees for text messaging may apply. Please check with your mobile phone carrier if you aren’t sure what fees apply when you send and receive text messages.

Verifying your phone is a one-time step and is one way we ensure the security of mobile text messaging. This ensures that the phone number you entered is correct and that the cell phone is in your possession.

The code expires 10 minutes after you receive the call or text message. If you experience difficulties we recommend that you go through the setup process again and get a new code.