When will the funds from the Mobile Deposit be available?
In most cases, funds deposited via Mobile Deposit will be available on the second business day after your deposit is made, however, longer delays may apply.
Funds Deposited using Mobile Deposit may be delayed for a longer period of time under the following circumstances:
- if we believe a check you deposit will not be paid
- when you deposit checks totaling more than $5,000 on any one (1) day
- when you redeposit a check that has been returned unpaid
- if there is an emergency (such as failure of communications or computer equipment).
We will notify you if we delay your ability to withdraw funds for any of these reasons, and we will tell you when the funds will be available. They will generally be available no later than the seventh business day after the day of your deposit.
Do not dispose of your check or attempt to process at another institution or through another channel (ATM or in-branch). You should hold onto your check until 30 days after the deposit has posted to your account and then destroy it.