What is the IRA Conversion Analyzer?

The IRA Conversion Analyzer is designed to help you decide whether to convert Traditional IRA assets or to roll over retirement plan assets to a Roth IRA. The IRA Conversion Analyzer contains three calculators to assist you in estimating future retirement accumulations. The following calculators provide general information and comparisons to illustrate the amount of savings you may have available after converting Traditional IRA assets or rolling over retirement plan assets to Roth IRAs.

• The Basic Conversion calculator estimates whether converting Traditional IRA assets or rolling over retirement plan assets to a Roth IRA will provide more funds at retirement.
• The Legacy Planner helps you determine if a Roth IRA will provide the greatest benefit to your beneficiaries.
• The Breakeven Analyzer estimates the point at which converting a Traditional IRA or rolling over retirement plan assets to a Roth IRA becomes the best option.