What is the cut-off time for submitting an Bank-to-Bank Transfer?

The cut-off time for submitting a Standard (3 business days) transfer is midnight Central Standard Time on regular Business Days.

 

All transactions submitted after midnight CT, Monday through Friday or on weekends or bank holidays will be processed the next Business Day.

 

The cut-off time for submitting a Next Day (1 business day) transfer is 4 pm ET on regular Business Days. All transactions submitted after 4 pm ET, Monday through Friday or on weekends or bank holidays will be processed the next Business Day