Is converting my IRA or rolling over my retirement plan assets to a Roth IRA right for me?

The following factors may play a role in determining whether a conversion of Traditional IRA assets or a rollover of employer-sponsored retirement plan assets to a Roth IRA is the right choice for you.

  • Anticipated tax rate at retirement
  • Years until retirement
  • Current tax rate
  • Earning rate assumptions
  • Distribution plans at retirement

For some individuals, there are significant tax saving opportunities provided by the Roth IRA conversion option. Conversion to a Roth IRA is not, however, right for everyone. Use the conversion calculator to gain a better understanding of how various assumptions can affect your decision.

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