Fraud Protection

Check and Automatic Clearing House (ACH) debit fraud costs U.S. businesses billions of dollars each year. We offer the protection your business needs with a variety of tools.

Check fraud prevention services include: 

Positive Pay
  • Your business account is guarded against losses due to altered amounts, unauthorized drafts and most counterfeit items 
  • Checks presented for payment are matched daily against a file you create of your disbursements
  • If a check number, dollar amount or payee doesn’t match, we provide you with an exception report so you can make a payment decision

Check Watch

A free service to keep fraudulent checks from posting to your business account. With this product a check presented will automatically be returned to the payee.

ACH debit fraud prevention services include: 

ACH Filter (aka ACH Positive Pay)
  • Selectively authorizes ACH transactions to post to your business account 
  • Lets you set maximum dollar amounts, offering tighter controls on transactions posting
ACH Debit Block

A free service to keep unauthorized ACH transactions from posting to your business account. With this product an ACH debit will automatically be returned to the originator.