Commercial Loans

Looking for a financial partner with the long experience and proven track record to help you grow your business? You’ll find it in 1st Source Bank.

Whatever the size of your company, our straight talk, sound financial advice, and wide range of commercial loans can ensure that your business keeps going strong well into the future.

The commercial loans we offer encompass …

Owner-Occupied Business Real-Estate Loans

  • use to buy or expand a facility
  • up to 15-year terms
  • up to 90 percent financing available
  • refinancing available
  • fully amortized

SBA Loans

  • borrow from $10,000 to $2 Million
  • longer terms for repaying your loan request
  • lower loan payments
  • improved cash flow

Business Acquisition Loans

  • finance the purchase of an existing business
  • up to 80% financing available
  • repayment terms up to 10 years

Revolving Lines of Credit

  • secured or unsecured, depending on earnings, capital position, repayment sources
  • use to satisfy short-term cash needs, seasonal credit demands
  • purchase inventory
  • create an emergency fund

Equipment Financing

  • available for the purchase or lease of …
    • heavy-duty trucks
    • fleets of automobiles
    • construction equipment
    • environmental equipment
    • aircraft
    • other equipment, as required
  • no standardized forms or off-the-cuff formulas
  • financing tailored to your unique needs

Business Leasing

  • lease nearly anything – from production machinery to computer systems to company vehicles
  • affordable up-front cash outlay
  • fixed interest rates
  • predetermined payment schedule
  • option of purchasing later
  • lets you keep pace with technology, affordably replacing outdated equipment

All of our flexible commercial loans offer unique benefits, including …

  • low down payments that let you maintain your working capital
  • extended repayment terms that lower your monthly payments
What kind of commercial loan would help your business? Talk with us. Let our business bankers put their knowledge and experience to work for you once, and you’ll want to make them permanent members of your business team.