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Individual Retirement Account -- Certificates of Deposit (IRA-CDs) Certificate of Deposit Individual Retirement Accounts (IRA-CDs) are a great retirement strategy. An IRA-CD can help increase your savings with guaranteed growth. Plus, regardless of which IRA-CD you choose, your money grows tax-deferred and is insured up to the applicable limits provided by the Federal Deposit Insurance Corporation (FDIC). |
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How IRA-CDs Work An IRA-CD at 1st Source works just like a Certificate of Deposit. Your money earns a fixed interest rate for a fixed term, ranging from seven days to 10 years. An IRA-CD renews over and over again, until the time you begin withdrawing funds. Click here to find out more about IRAs. Consult your tax professional for more details.
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